Cash beyond the deposit
Buyers who budget only for a down payment get surprised on completion week. Closing costs (US) or purchase fees (UK) can include legal work, taxes, lender charges, and prepaid items. This calculator gives a structured estimate so your cash plan includes day-two money, not just the deposit screenshot.
Refine with real quotes
Replace percentage guesses with line items from brokers and solicitors as soon as you have them. Pair with down-payment and affordability tools so the full cash-to-close picture is visible before you offer.